New · for iPhone

Built for life
between paychecks.

Know what’s due. Know what’s safe to spend. No bank connections. No budgeting jargon. Just your pay periods — clearly planned.

Download on theApp StoreComing soon toGoogle Play
Private · no bank login
Manual-first · you stay in control
Local + cloud · backup if you want
Safe to spend
$340 today
Acura · due in 2 days
$736.00 · AUTO
9:41
Left$798.11
Y
Good evening, Yam
Let’s keep things calm and clear.
This pay period
May 22 → Jun 5
Tight
$798.11
left after all bills clear
low · $798
3 of 10 bills paid$1,521.04 / $7,586.89
Income
$8.4k
2 of 3 in
Bills
$7.6k
10 due
Unpaid
$6.1k
7 left
Can I spend?
Can I spend $200 right now?
Yes — leaves $598 after all bills
Up next · 7 days
See all →
FRI
22
Gym
Health · Amex Blue · AUTO
$19.05
SAT
23
Google One
Subscript. · Amex · AUTO
$1.99
MON
25
Amex Loan
Loans · Checking · AUTO
$512.59
How it works

Three ideas. No spreadsheet.

Every other money app makes you connect a bank or learn a system. NextPay is a planner — one screen at a time.

01
This period
May 22 → Jun 5
Day 7 / 14

Track your pay periods

Plan around when money actually arrives.

Map every period from one paycheck to the next. NextPay does the math between them.

02
25
Amex Loan
$512.59
27
Optimum
$50.32
29
Nexus
$3,674

See upcoming bills clearly

Know what’s due before it surprises you.

Recurring templates auto-fill each period. Mark paid in one tap.

03
Can I spend $340?
Yes — you’re good.
Leaves $458.11 after bills.

Check what’s safe to spend

Get instant clarity between now and payday.

Ask "can I spend $X?" — see the verdict and the new balance after all bills.

See it in motion

Designed for the way you actually think about money.

Four screens, one mental model: the pay period. Everything else falls into place around it.

9:41
Left$798.11
Y
Good evening, Yam
Let’s keep things calm and clear.
This pay period
May 22 → Jun 5
Tight
$798.11
left after all bills clear
low · $798
3 of 10 bills paid$1,521.04 / $7,586.89
Income
$8.4k
2 of 3 in
Bills
$7.6k
10 due
Unpaid
$6.1k
7 left
Can I spend?
Can I spend $200 right now?
Yes — leaves $598 after all bills
Up next · 7 days
See all →
FRI
22
Gym
Health · Amex Blue · AUTO
$19.05
SAT
23
Google One
Subscript. · Amex · AUTO
$1.99
MON
25
Amex Loan
Loans · Checking · AUTO
$512.59
Home dashboard
9:41
Recurring
Bills on repeat
8 templates · $10,414.80/mo equivalent
Weekly$28.50
Gym
Equinox · next Fri
$19.05
Coffee
Recurring grocery · next Mon
$9.45
Monthly$6,712.10
Rent
BoA · Housing · next Jun 1
$2,400.00
Wife
Family transfer · next Jun 5
$1,500.00
Honda Finance
Auto · Loan · next Jun 2
$736.00
Amex Loan
Loans · next Jun 25
$512.59
Amex Blue
Credit · next Jun 25
$126.75
Annual$3,674.20
Freelace income
May · Annual · next May 29
$3,674.20
Recurring bills
9:41
Left$798.11
Y
Good evening, Yam
Let’s keep things calm and clear.
This pay period
May 22 → Jun 5
Tight
$798.11
left after all bills clear
low · $798
3 of 10 bills paid$1,521.04 / $7,586.89
Income
$8.4k
2 of 3 in
Bills
$7.6k
10 due
Unpaid
$6.1k
7 left
Can I spend?
Can I spend $200 right now?
Yes — leaves $598 after all bills
Up next · 7 days
See all →
FRI
22
Gym
Health · Amex Blue · AUTO
$19.05
SAT
23
Google One
Subscript. · Amex · AUTO
$1.99
MON
25
Amex Loan
Loans · Checking · AUTO
$512.59
Can I spend?
$340on a new keyboard
$50
$100
$200
$340
Custom
Yes — you’re good.
Leaves $458.11 after all bills this period. Next paycheck Jun 5.
After this spend
Today
$798.11
After
$458.11
"Can I spend this?"
9:41
Plus
9-month forecast
See where your pay periods land — including the dip in October.
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Spotted ahead
October dips below $0.
Move Nexus Insurance to September or set aside $210/mo starting now.
Period-end balances
Jun 2026$798
Jul 2026$1,450
Aug 2026$1,820
Sep 2026$2,440
Forecast
01
Home dashboard
Your pay-period card front and centre. One glance tells you the story.
02
Recurring bills
Set once, applies forever. Weekly, monthly, annual — grouped sensibly.
03
Can I spend this?
A single question with a clear yes or no. Plus the new balance.
04
Forecast
See where pay periods land — including the dips, months out.
Why NextPay

What it isn't matters as much as what it is.

Not

Budgeting spreadsheets

Categories. Envelopes. Rollover rules. A whole new system to learn before you can know if rent is covered.

Not

Bank aggregation

No OAuth flows. No third-party data brokers. No "your bank lost connection" notifications at 2am.

Just

Clear pay-period planning

You enter what you know. NextPay does the math. You always know what’s due and what’s safe to spend.

Manual-first
Private by default
Fast to enter
Simple to read
Pricing

Simple. Like the app.

Free is a complete planner. Plus is for people who want to look further ahead.

Free
$0/ forever
Everything you need to stay on top of bills.
  • Pay-period planner
  • Recurring bills
  • "Can I spend this?"
  • Local-first storage
Download — free
Most popular
Plus
$29.99/ per year
Plan months ahead with confidence.
  • Everything in Free
  • 9-month forecast
  • Sinking funds
  • Custom alerts
  • Cloud backup
Get Plus — in app
Plus LifetimeLAUNCH
$89/ launch price
$119 after launch
Pay once. Plan forever.
  • Everything in Plus
  • Lifetime updates
  • All future features
  • Founder badge
Get Lifetime — in app

Subscriptions are managed in the App Store. Cancel anytime.

Trust & privacy

The only one who sees your money is you.

No bank connections
NextPay never asks for your banking credentials. You enter what you choose to track.
Your data stays private
No analytics on your bills. No selling to data brokers. No ads ever.
Local-first + cloud backup
Your data lives on your device. Optional iCloud backup, fully encrypted.

Money, without the dread.

Free to download. Free to plan. The Plus upgrade is there when you’re ready.

Download on theApp StoreComing soon toGoogle Play